MetaCap is a private credit platform striving to build a more sustainable future by providing capital solutions for contractors in the energy efficiency and resiliency sectors.
What friction is MetaCap solving for?
Our model bridges the funding gap in sustainable construction while offering investors predictable, collateral-backed returns.
What is the scale of this friction?
The working capital friction point is a multi-billion-dollar problem, limiting contractor growth and creating a high-return opportunity for structured private credit solutions like MetaCap.
How far along is MetaCap?
Between seed and Serie A round, with a stablished customer base that has the need for the product. We are not looking to be a proof of concept. as we are in a position to deploying liquidity into the market immediately.
How does or will MetaCap make money?
MetaCap generates revenue through multiple streams, leveraging its private credit platform to create a sustainable and scalable financial model. Here’s how: Loan Origination Fees, Interest Rate Spread, Future Monetization "Embedded Fintech & SaaS Model." MetaCap’s revenue model scales with loan volume growth, investor participation, and technology integration, ensuring a high-margin, capital-efficient business.
Who is MetaCap's competition? What do we understand about the business that they don't?
MetaCap competes with traditional banks (Wells Fargo, Bank of America), specialty lenders (GreenSky, Dividend Finance), factoring firms (BlueVine, OnDeck), and construction fintechs (Billd, Levelset). Unlike these players, MetaCap understands that contractors in energy efficiency and resiliency sectors face unique cash flow constraints, often selling projects faster than they can complete due to liquidity shortages. While many lenders focus on consumer financing or materials financing, MetaCap directly funds contractor working capital, structuring loans with collateral-backed security, payment lockers, and tailored repayment schedules that align with project cash flows. Traditional credit models fail in this space because they don’t account for contractor backlog, installment cycles, or supplier agreements—MetaCap's proprietary underwriting does. By solving a critical market gap with structured private credit, MetaCap provides investors with high-yield, collateral-protected returns while giving contractors the liquidity to scale operations efficiently. With private credit expanding and demand for sustainable construction surging, MetaCap is positioned to dominate this niche with a scalable, repeatable lending model.
Why did MetaCap come to be? What is the domain expertise in this area? How do we know people need what we are making?
MetaCap was born out of firsthand experience and deep domain expertise in private credit, sustainable construction financing, and contractor lending. With over a decade of experience in the industry, we’ve worked closely with contractors in energy efficiency, resiliency, and green infrastructure, seeing their biggest bottleneck: working capital shortages. While these contractors generate strong margins and high demand, they struggle with cash flow due to delayed financing payouts, forcing them to slow production or turn down business. Traditional lenders don’t serve this market effectively, and existing fintech solutions focus on consumer financing rather than contractor liquidity. We know the need is real because we’ve seen contractors outsell their ability to produce time and time again. MetaCap directly addresses this gap by providing structured, collateral-backed credit, ensuring contractors can scale while delivering predictable, high-yield returns for investors. The demand for alternative lending in sustainability and private credit investment opportunities is skyrocketing, making this the perfect time to execute on this vision.
